text content test
text content test
1. EBSA Fact Sheet – "EBSA Restores Over $1.4 Billion to Employee Benefit Plans, Participants, and Beneficiaries"
Investments in mutual funds and collective trusts (also known as commingled funds) involve risk. Some investment products have more risk than others. Investment options are available through either ADP Broker-Dealer, Inc. (Member FINRA), One ADP Blvd, Roseland, NJ (ADP BD) or (in the case of certain investments) ADP, Inc. (ADPL), of ADP Strategic Plan Services, LLC.
Investment advisory and management services are provided through ADP Strategic Plan Services, LLC, (SPS), an SEC registered investment advisor. Registration does not imply any level of skill or training. SPS affiliates may also receive fees paid by manufacturers or distributors of the investment options included in this product in connection to other professional services provided by the applicable SPS affiliate. The advice provided by SPS is in no way related or contingent upon the payment received for these other services. SPS and its affiliates do not offer investment, tax or legal advice to individuals.
Unless agreed to in writing with a client, ADP, Inc. and its affiliates do not endorse or recommend specific investment companies or products, financial advisors or service providers; engage or compensate any financial advisors to provide advice to plans or participants; offer financial, investment, tax or legal advice or management services; or serve in a fiduciary capacity with respect to retirement plans.
Only licensed representatives of ADP BD or, in the case of certain products, a broker-dealer firm that has executed a marketing agreement with ADP may offer and sell ADP retirement products or speak to retirement plan features and/or investment options available in such ADP retirement products, and only associated persons of SPS may speak to any investment management or advisory services provided by SPS or any third party in connection with such ADP retirement products. Nothing in these materials is intended to be, nor should be construed as, advice or a recommendation for a particular situation or plan. Please consult with your own advisors for such advice.